Hierarchies v. heterarchies

I would like some help...


I have been trying to think about why it is we (people) seem to operate with a hierarchical/vertical orientation in our working relationships but heterarchically/horizontally outside work - in the context of why collaborative processes and cross disciplinary teams are the exception, not the norm, at work.


Can anyone point me towards papers/discussions/thinkers on this?


Thank you.

Digital Risk Part 3 - a new role for insurance?

This is the third in a series on digital risk.  It looks at disclosure in insurance and considers whether changes in what can be disclosed and how might mean that insurance buyer and seller behaviours change, leading in turn to a change in the role of insurance itself.